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InsightGirl > Blog > Article > Mazda Financial Services: USA, UK, Canada, Europe, Australia
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Mazda Financial Services: USA, UK, Canada, Europe, Australia

Frankline Y
Last updated: May 13, 2025 8:37 pm
By Frankline Y
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8 Min Read

When considering purchasing or leasing a Mazda vehicle, financing is a crucial aspect. Mazda Financial Services (MFS) provides tailored financial solutions designed to simplify your Mazda ownership experience. Whether you’re buying new or leasing, MFS offers a variety of plans, competitive rates, and customer-centric service.

Contents
What is Mazda Financial Services (MFS)?Types of Mazda Financial ServicesWhere is Mazda Financial Services Located?Average Costs and RatesHow to Apply for Mazda Financial ServicesRequired Documents:Contact InformationUnited States – Mazda Financial ServicesCanada – Mazda Financial Services (Scotiabank)Australia – Mazda Finance (Macquarie Leasing)United Kingdom – Mazda Financial Services (Santander Consumer UK)Europe – Varies by CountryOnline Tools & FeaturesMazda Lease-End ProcessMazda Loyalty and Special ProgramsFinal Thoughts

What is Mazda Financial Services (MFS)?

Mazda Financial Services is the official financing arm associated with Mazda vehicles in various regions, notably managed in the U.S. by Toyota Motor Credit Corporation (TMCC). MFS supports Mazda customers with flexible financing options, online tools, and end-of-lease services.

Types of Mazda Financial Services

MFS provides a variety of financing and leasing options. Below is a summary of available services:

Service TypeDescription
Retail FinancingTraditional auto loan with flexible terms (12–72 months).
Lease ProgramsLease Mazda vehicles for a specific term (usually 24–36 months).
Balloon FinancingLower monthly payments with a large final payment. Ideal for short-term plans.
Certified Pre-Owned FinancingSpecial rates for Mazda Certified Pre-Owned (CPO) vehicles.
Loyalty ProgramsOffers and incentives for returning Mazda customers.
Military & Graduate RebatesSpecial discounts for active military and recent graduates.
End-of-Lease ServicesOptions to return, purchase, or trade-in leased vehicles.

Where is Mazda Financial Services Located?

While Mazda dealerships are spread globally, Mazda Financial Services operates regionally in coordination with local or national partners. Here’s a breakdown:

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RegionFinancial Partner/OperatorHeadquarters/Location
United StatesToyota Motor Credit Corporation (TMCC)Plano, Texas, USA
CanadaScotiabank & Mazda CanadaToronto, Ontario, Canada
UKMazda Financial Services (Santander Consumer UK)Redhill, Surrey, UK
AustraliaMacquarie LeasingSydney, New South Wales, Australia
Europe (varies)Local finance arms or partnershipsVaries by country

You can access services through local Mazda dealerships, or online through regional websites.

Average Costs and Rates

Costs vary depending on location, credit profile, and vehicle choice, but below is a general idea of average rates and terms (U.S. example):

Financing OptionTypical APRTerm RangeDown Payment
Retail Financing1.9% – 5.9% APR12 to 72 monthsTypically 10–20%
Lease ProgramBased on credit24 to 36 monthsFirst month, fees
Balloon FinancingLower monthly rateUp to 60 monthsLarger final payment
CPO FinancingAs low as 2.9% APR36 to 60 monthsBased on credit

💡 Note: Promotional APR offers (e.g., 0% for 36 months) are often available during sales events.

How to Apply for Mazda Financial Services

There are two main ways to apply:

  1. Through a Mazda Dealer – In-person consultation during vehicle purchase.
  2. Online Pre-Approval – Apply on the Mazda Financial Services website or regional partner site.

Required Documents:

  • Valid driver’s license
  • Proof of income (pay stubs, tax return)
  • Proof of residence
  • Credit history

Contact Information

United States – Mazda Financial Services

DepartmentContact Method
Customer Service1-866-693-2332 (Monday–Friday, 8 AM–5 PM CST)
Mailing AddressMazda Financial Services
P.O. Box 105386
Atlanta, GA 30348-5386
Websitehttps://www.mazdafinancialservices.com
Payment AddressP.O. Box 74689
Chicago, IL 60675-4689
Email (via Portal)Accessible after account login

Canada – Mazda Financial Services (Scotiabank)

DepartmentContact Method
Customer Service1-800-268-2271 (Scotiabank Auto Finance)
Mailing AddressMazda Financial Services
Scotiabank Auto Finance Centre
P.O. Box 365 STN TD
Toronto, ON M5K 1K6, Canada
Websitehttps://www.mazda.ca → Finance section
Payment AddressIncluded in loan documentation – varies by province
Email/Online SupportThrough Scotiabank Auto Finance Contact Page

ℹ️ Mazda Canada works directly with Scotiabank for most financing solutions.

Australia – Mazda Finance (Macquarie Leasing)

DepartmentContact Method
Customer Service1300 883 599 (Monday–Friday, 8:30 AM–5:30 PM AEST)
Mailing AddressMazda Finance (Macquarie Leasing)
GPO Box 4035
Sydney NSW 2001, Australia
Websitehttps://www.mazda.com.au → Finance section
Payment AddressVaries by financial agreement – check your Mazda Finance welcome pack
Email/Online SupportVia secure message after logging in at https://www.macquarie.com.au/

📝 Macquarie Leasing provides financial services under the Mazda Finance brand in Australia.

United Kingdom – Mazda Financial Services (Santander Consumer UK)

DepartmentContact Method
Customer Service0800 085 2054 (Monday–Friday, 9 AM–5:30 PM GMT)
Mailing AddressMazda Financial Services
Santander Consumer Finance
86 Station Road
Redhill, Surrey RH1 1SR, UK
Websitehttps://www.mazda.co.uk → Offers & Finance section
Payment AddressIncluded in contract documentation
Email/Online SupportThrough https://www.santanderconsumer.co.uk → Live Chat or contact form

💷 Finance is provided by Santander Consumer (UK) plc, authorised by the FCA.

Europe – Varies by Country

Mazda Financial Services in Europe is decentralized and typically handled by local finance institutions in partnership with Mazda dealerships. Below are examples from a few major markets:

Germany – Mazda Finance (Santander Consumer Bank AG)

Customer Service02161 90 60 599 (Monday–Friday, 8 AM–6 PM CET)
Websitehttps://www.mazda.de → Mazda Finance
Mailing AddressSantander Consumer Bank AG
Postfach 21 01 61
41431 Mönchengladbach, Germany
SupportAvailable through dealer or via https://www.santander.de

France – Mazda Finance (Crédit Agricole Consumer Finance)

Customer Service0 825 87 58 58 (standard call rates apply)
Websitehttps://www.mazda.fr → Services Financiers
SupportThrough Crédit Agricole Auto Bank or local Mazda dealer

Netherlands – Mazda Financial Services (Santander Consumer NL)

Customer Service030 – 63 88 600
Websitehttps://www.mazda.nl
SupportAvailable via https://www.santander.nl

🌍 For other countries in Europe, customers are advised to check with their local Mazda dealership or Mazda country-specific website for finance options and support.

Online Tools & Features

Mazda Financial Services provides several digital tools for convenience:

- Advertisement -
  • Online Account Management
  • Automatic Payments Setup
  • Lease-End Calculator
  • Pre-qualification Tool
  • Document Upload Portal

Mazda Lease-End Process

When your lease ends, you can:

OptionDetails
Purchase Your VehiclePay the residual value and keep the car.
Return the VehicleReturn it to the dealership after inspection.
Lease or Buy a New MazdaStart a new lease or loan with loyalty incentives.

Mazda Loyalty and Special Programs

MFS runs regular promotions, such as:

  • Loyalty Cash Offers (e.g., $500–$1,000)
  • Low APR Events (e.g., 0% for 36 months)
  • Graduation Bonus (e.g., $500 for recent grads)
  • Military Discount (e.g., $500 incentive)

Final Thoughts

Mazda Financial Services offers a flexible, customer-first approach to vehicle financing. Whether you’re interested in owning or leasing a Mazda, MFS provides competitive rates, excellent online tools, and supportive customer service. By working through a trusted dealer or their online portal, you can easily tailor a financing plan that suits your needs.

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